Insurance, Explained Properly: Premier Risk Group Brings Over 27 Years of Risk Expertise to Southerton Businesses

Southerton Business Times

11 hours ago

2 min read

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A fire, a break-in, a delayed shipment, or an injured worker can undo years of hard work in a single day. Premier Risk Group has spent more than 27 years making sure that does not happen to its clients.

Since 1998, Premier Risk Group has had one purpose: to demystify insurance and make risk management accessible to individuals and companies across the region. From its Harare office on the corner of Main and Soutter Road in New Ardbenie, the brokerage now serves Southerton's business community.

A broker that explains before it sells

Many people buy insurance without fully understanding what they have bought. Premier Risk Group works the other way round. Its team listens first, reviews your property, vehicles and operations, agrees a suitable sum insured, and then approaches a large panel of insurers for clear written quotations showing cover, limits, excess and premium. Once you accept, the cover is placed and your policy documents and certificate are issued. The team also contacts you before renewal, and whenever your circumstances change.

Cover for the way Southerton does business

Premier Risk Group arranges the protection local firms rely on:

Property: fire and perils, business interruption, burglary, all risks and money cover.
Liability: public liability and employers' liability.
Group personal accident: cover for staff while they are on duty.
Marine cargo and hull: for importers, exporters and distributors.
Bonds and guarantees: performance, bid, advance payment and customs bonds for contractors and tenderers.
Motor: private, commercial and motorcycle cover with enhanced options.

For businesses managing tight cash flow, the group also facilitates premium financing and payment plans.

Experience at the table

Managing Director Charles Makirimani brings over 30 years as a commercial broker and insurer, including portfolios for Stock Exchange-listed companies. The board is chaired by veteran legal practitioner Wilson Tatenda Manase. It includes Hon. Andrew Makahamadze, who chairs the Southerton Constituency Community Development Trust, so the firm has real local ties.

Check your cover, free

Premier Risk Group's online Check My Cover service tells you your ZINARA and radio licence expiry dates and any amounts owing, usually within minutes. Fleet owners can also bundle their insurance premium, ZINARA road user fee and radio licence into one order.

When something goes wrong

The firm opens a claim file, gives you a reference number, notifies the insurer and follows the assessment through on your behalf. It acknowledges every claim within two working days and keeps you informed at each stage.

Talk to Premier Risk Group about what matters most to you. Call or WhatsApp 0774 051 654, email enquiries@premierriskgroup.org, or visit www.premierriskgroup.org. Offices: 1768 corner Main / Soutter Road, New Ardbenie, Harare, and Amtec House, 9 Aerodrome Road / 1st Street, Mutare.

This feature is a general description of Premier Risk Group's services and does not form part of any insurance policy. All cover is subject to the insurer's underwriting, terms, conditions, limits and exclusions.